When you look at the ultra-wealthy, you might wonder how they seem to accumulate so much wealth, even during economic downturns.

When it comes to investing, most people believe that the key to financial success is simply picking the right stocks or finding the best real estate deals.

When most people think about becoming wealthy, the first thing that comes to mind is the grueling 9-to-5 grind. The idea of working hard day in and day out to earn a paycheck is the traditional route to financial stability—but it’s not the only way.

When it comes to building wealth, everyone talks about stocks, bonds, real estate, and cryptocurrencies.

Investing seems like a simple concept—put your money in stocks, bonds, or other assets, and watch it grow. But the reality is much more complicated.